Navigate With Confidence - Protect Your Boating and Recreational Activities with Top Insurance Quotes.
Recreational Vehicle Insurance Options
Embarking on recreational adventures should be about fun, not worry. At Hummel, we understand the risks that come with owning and enjoying boats, ATVs, and RVs. Our tailored insurance policies ensure that your leisure time remains a pleasure. You'll get robust protection against unforeseen events.
The Benefits of Hummel Insurance Quotes
When you get insurance quotes from Hummel, you'll get a range of benefits, including:
• Peace of Mind: Relax knowing your recreational vehicles are fully covered
• Tailored Coverage: Policies designed to meet your unique needs
• Total Loss Replacement Cost: Full protection in the event of a total loss
• Liability Insurance: Safeguard against damages or injuries to others
• Expert Support: Knowledgeable agents to guide you through the process
Get Started Today!
Are you ready for unmatched protection for your next recreational adventure? Get in touch with us and start comparing insurance options for your ATV, RV, or boat.
The liability on your RV will cover damage to other vehicles, bodily injury to others, and any lawsuits arising from an accident. The amount of these costs that will be covered by your RV liability depends on the liability limits within your policy.
Many policies do extend into Canada, but additional coverage may need to be purchased to meet requirements of Mexican law. Check with your agent before taking your RV out of the country.
Make a list of all drivers for your RV and add them all to the policy. Adding new drivers after purchasing a policy is easily done.
Some carriers will provide a lay-up period or discount, but others have built this downtime into their regular rates.
Damage to your trailer is not covered by your auto policy unless you specifically add it. A separate specialized RV policy is also available for the physical damage of the RV trailer. Liability for an RV trailer will typically be extended from the insurance policy of the vehicle pulling the trailer.
Homeowners policies have limits on coverage outside of your property and require a deductible to be paid first. Motor home insurance can provide comprehensive coverage for personal belongings, and claims won’t affect your home rates since it is a separate policy.
No, an ATV off premises would not be covered by your homeowners liability. It must be added to an auto policy or have its own special RV policy if you take it off your property.
This means your Hummel risk advisor is going to provide you with a custom-tailored plan that's best for you, not our company.
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.