To deal with the ongoing, seemingly never-ending rise in health care costs, employers need to keep reevaluating how they fund their health insurance programs and the type of programs they offer.

Captive insurance is a self-insurance strategy where a business forms its own insurance company to transfer specific risks from their operating company to the captive insurance entity. Instead of paying premiums to a traditional insurer, businesses use captive insurance to retain more control over their risk management and financial strategies.

We are thrilled to announce that as of January 1, 2025, King Insurance & Surety will officially become part of the Hummel Group and Ramsburg Insurance.

Learn what buy-sell insurance is and why business partners should consider it.

How the volunteer mentors of OHuddle are transforming the lives of at-risk students in Wayne County schools.