Who doesn’t love that time of year where we get together with family and friends at our State, County and Street Fairs? You have a unique business; a mobile restaurant and trucking fleet that seems to work 23 hours a day. Pulling trailers by moonlight, ordering inventory early and serving customers the rest of the time. It’s how you provide for your family. It’s a great business. So how should you protect it? That’s the question we asked and the Concessionaire Insurance Program was the result.
We offer a property, fleet, liability and workers compensation insurance program designed specifically for the mobile food industry.
Teaming up with concessionaires to understand the unique nature of this seasonal and nomadic business, allowed us to develop what we believe to be the industry's most comprehensive concession insurance program. Continually looking for additional ways to add value to our clients through product knowledge, new coverage offerings and additional services makes us not only your insurance agent but also a business partner.
Exclusive rates & coverages
Developed with Concessionaires
Doing business in 48 states
Work with industry experts
NICA Seminar Presenter
GOSA Preferred Supplier
We have expert advisors in the following areas:
Learn how shifting your perspective on risk management delivers tangible results to you, your company and your employees!
All 50 States, US Territories and Canada.
That depends on a variety of factors that includes how the concession trailer is insured. Actual Cash Value or Replacement Cost Coverage are the options and we can help you determine what is available and which option makes the most sense for your mobile food business.
I apologize if you have had a bad claim experience or know someone who has. In insurance, there is no one size fits all policy, so it’s important to understand what options you have and how coverage will respond in the event of a loss. No insurance policy covers everything, so the focus should be what are your biggest exposures and how can the policy work for your business in the event of a loss - especially a catastrophic loss.
That’s a great question. Many factors should be considered and each business is unique. Here are a few items that will get you started:
What do you own and use in your business?
What liabilities do you have and what should you insure against?
What is required by State or Federal law?
What is your insurance budget?
What would hurt your business and what would put you out of business?
We tend not to like what we can’t control or don’t fully understand. Insurance for most people is in the “don’t like” or “hate” category, in my opinion, because of the above reasons. I would recommend finding an agent who understands your industry and can explain coverage in an understandable way. You decide how to insure your business and you can’t make good decisions without good information. Take the time to get good information and build a policy that is appropriate for your individual concession business.
No additional charge for sending them out
We keep them on file and send them out automatically
Call us with new events or “lost certificates” and we’ll get them out as quick as we can
Designated person to process your certificate requests
Blanket additional insured included when required by written contract
I look forward to the opportunity to gather the details of your concession business and prepare an insurance proposal. The best way to get started is to review the details of your business over the phone or in person. Information I will need to prepare a proposal: General Business Information
Federal Tax ID Number(s) and Official Business Name(s)
Details of Operations DOT Number
Vehicle and Regular Driver Schedule
Year – Make – Model – Vehicle Identification Number – Cost New or Value
Trucks, Support Trailers, Concession Trailers, Bunkhouses/RVs
Name – Date of Birth – Driver’s License Number
Equipment Schedule
Year – Make – Model – Serial or VIN
Golf Cart, Generators, Tents, Stands, Inventory & Misc. Equipment
Workers Compensation
States - Payroll
30+ Minutes of your time to fill in additional detail
Review Specialty Coverages
Underwriting Information
Review of Current Program
When it comes to insurance for your business, your Hummel risk advisor is going to provide you with a custom-tailored plan that's best for you, not our company.
To learn more about what this means for you, take a look at the Trusted Choice Pledge of Performance by clicking the Trusted Choice logo.
If you need to submit a claim, you get one of our full-time claim specialists to advocate for you with the insurance company and support you through the entire process, step-by-step.