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MEDICARE MOMENT: WHAT DOES MEDICARE COVER?

May 19, 2023

It’s difficult to keep track of what each part of Medicare covers. Here’s an overview of what is covered by Medicare:

Medicare Part A covers inpatient hospital care, skilled nursing care, nursing home care (except custodial or long-term care), hospice care, and home health care.

Medicare Part B covers outpatient services, including services and supplies that are medically necessary to diagnose and treat your medical condition. Part B also covers preventative services, including flu and pneumonia vaccines, certain screenings, and annual “Wellness” visits.

“Welcome to Medicare preventive visit.” Within the first 12 months of having Part B, you are able to schedule this type of visit. You can only have this type of visit once, there is no copayment for the visit, and this visit is not subject to the Part B deductible. When scheduling the visit, make sure to let the doctor’s office know that you would like this to be your “Welcome to Medicare” preventive visit.

To search for tests, items, and services that Medicare covers, go to medicare.gov/coverage or get the Medicare “What’s Covered” app!

Original Medicare (Part A and Part B) does not cover long-term care, most dental care, eye exams for prescription glasses, or hearing aid and exams for fitting them, among other things[1]. Original Medicare includes limited drug and vaccine coverage[2]. Coverage for other prescription drugs is included in Part D Plans or in Medicare Advantage Plans with prescription drug coverage. If you are interested in coverage for these things and would like to speak to a licensed insurance agent about your options, call 330-683-1050.

By: Steven Thomas Smith

Medicare Moment, brought to you by the Hummel Group, shares important information about Medicare in 300 words or less! If you would like to speak to a licensed insurance agent to discuss your Medicare options, call 330-683-1050

Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the government or Federal Medicare Program. This is a solicitation for insurance. Calling the number above will direct you to a licensed insurance agent.

[1] https://www.medicare.gov/what-medicare-covers/whats-not-covered-by-part-...

[2] https://www.medicare.gov/coverage/prescription-drugs-outpatient

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